Tuesday, March 27, 2012

Help Teach Your Child the Importance of Saving with the Kids Monster Pack by Dave Ramsey (Review and Giveaway)

Closed. Congrats to: KPINTIN!!!!


Kids Monster Pack -- Only $49.95.

Why Should We Teach Our Kids About Money?:

Remember when you were a kid and had no idea what it was like to pay bills? Parents often shelter their kids from grown-up realities about money. But in our attempts to protect them from "real world" truths, we can fail to teach them about money at all.


As a result, we're raising a whole generation with "sucker" stamped on their foreheads.When your kids leave home, they need to know how to handle the financial challenges and temptations they'll face. They should be aware of the hidden dangers behind those credit card offers and that driving a used car isn't such a bad thing. It's our job as parents to get this message through to them.
Consider these alarming stats:
  • 54% of parents rated their teenager's knowledge of money management as either "good" or "excellent," but 78% percent of the children of those respondents rated their own knowledge of money management as merely average or even poor. (Capital One and Consumer Action, 2003)
  • Only 26% of 13-21 year olds surveyed said that their parents taught them how to manage money. (JumpStart Coalition for Financial Literacy)
  • The fastest growing group declaring bankruptcy is young adults, ages 20 to 24. (Alejandro Cabezut, 2004)
Those numbers make it clear that we have not taught our children how to handle money. Young people are making mistakes with zeros at the end of them. These mistakes can take years to overcome. But if you teach your children how to handle money when they’re young, they won't end up with money regrets later on in life. You can give them the head start you wish you'd had.


What It's About:

The Kids Monster Pack will equip you with all the tools you need to teach your kids important lessons, especially how to handle money. This special bundle includes the All-NEW Financial Peace Junior, the new Junior's Adventures 6-Disc Audio Set, the new Kids Bank, and a tote bag.

What to Expect:

With the Kids Monster Pack, your kids will learn:
  • How Earning Money Works
  • How to Save and Pay Cash
  • The Importance of Giving
  • How to Have Fun Spending On a Plan
  • The Dangers of Debt
  • The Importance of Integrity


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My Thoughts:
 Even though my two girls are too young to enjoy and learn from this kit, I am so glad I was able to review it, and now have it on hand to share with them, when they get a little older.  This kit, put out by Dave Ramsey is jam packed with fun and educational ways to teach children about the importance of saving, spending and over money management.  


I remember as a child, I would always look forward to Saturdays, as this was the day that I received my allowance for the week.  I earned $1.00 if I completed all my chores, which included cleaning my room, help setting and clearing the table nightly and bringing down my laundry each Friday night.  I had a plastic water jug in my closet, where I would put my earning money, as well as loose change I found or was given.  I loved trips to the market with my father, as he would give me his loose change after the transaction was done.  Over time, I would save up enough money to buy a toy I wanted, or a special treat at the store or a restaurant.  And, when birthdays and holidays rolled around, I was given more money from family and friends, which meant more opportunity to save and then spend down the road. 


As a child, I was taught to save my money in order to be able to purchase something that I wanted.  If I didn't have the money saved, then I couldn't buy it.  Each spring and winter, we would go through our clothes and donate them to charity, in addition to my parents giving money to charity.  I don't remember ever being asked to give some of my earned allowance money or gift money to charity, until I was in my teens.  I don't know if I would have wanted to part with my piggy bank money at a younger age, as money to me was just to save and spend on myself.  But, now that I am older, I see money in a different light, and hope to instill these values in my daughters.  With the help of the kid's bank, that is included in this set, I will be able to teach my daughters to save, give and spend their earned money.  In addition, with the colorful books and audio set, teaching about money will not be a chore.  Instead, I will be able to make it fun, which will make my daughters want to learn about creating a money plan, paying of debts, saving their money and spending consciously and not frivolously.  Hat's off to Dave Ramsey for this fun kid's set.  I have been reading Dave's books for over a year now, and have found useful tips that my husband and I have applied to our daily lives.  As a result, we have cut our debt, created a necessary nest egg, and now how a money plan in place.  Children can get on this track at a young age, so that when they are adults, they will know the importance of spending and saving, and not have money issues, like credit card debt, etc.


If you are looking for a fun way to educate your child(ren) about finances, why not pick up this kit today.  You can even order each portion of the kit individually, which is great for money-conscious spenders.  This is one investment that will be worthwhile not only for your child, but for you, as it will help make raising a financially responsible child easier.




--BUY NOW--


Click here to order the Kid's Monster Pack today.  Like I said, if you just want to order the book set, you can.  And, while you are shopping, check out some of Dave Ramsey's popular financial books for adults.  Let Dave and his financial wisdom get you back on track.

---GIVEAWAY---
One lucky reader will a Kids bank, to help their children begin understanding the important of saving, thanks to Dave Ramsey.  To enter, please complete the mandatory entry first, and then as many extra entries as you like.  Make sure you include your email address with each comment, so that I can contact you if you win. Good luck!

MANDATORY ENTRY:

Leave a comment below with one of your family's money saving tips?

EXTRA ENTRIES:


(Please leave separate entries for each, along with your email address)


1) Subscribe to my blog via email (1 entry)


2) Follow me on Facebook (1 entry)
3) Vote for Inspired by Savannah on Startup Nations 2012 Leading Moms Competition --You can vote one time per day (2 entries) 
4) Enter any of my other giveaways, leaving a comment with the name of the giveaway (1entry per giveaway entered)
5) Blog about this giveaway. It must include a link to this specific post, as well as a link to my blog, http://www.inspiredbysavannah.com/. (In your comment, please leave a link directly to your post – 3 Entries)
6) Follow me on Twitter (1entry)
7) Tweet about this giveaway (1 entry per tweet, per day; please include link to tweet in comment below)
#win a Kids Bank from Dave Ramsey @rmccoy1234 http://www.inspiredbysavannah.com/p/giveaways.html #giveaway (Ends 4/10)
8) Vote for me on picket fence blogs (See button on right side of blog -- One entry per vote, per day; Note:  You can only your one vote per day on ONE giveaway; duplicate comments on other giveaways on the same day with be void)
9) Add to a Giveaway Linky site  (5 entries)

Open to US residents only. Giveaway ends on April 10, 2012 at 11:59PM EST. I will then use Random.org to choose a winner. Winner will have 48 hrs. to respond to my email to claim prize. If I don't hear back from selected winner, I will draw another winner.



Disclosure:  I was sent a sample from the vendor in order to write up an honest review.  The views above are mine and mine alone.

49 comments :

  1. One of our tips is to never go shopping without a plan of what you need to buy and not to stray from the plan. I would love to have this for my kids. cwitherstine at zoominternet dot net

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